Why Small Firms Take a Pass on Profitable Opportunities
And how they can be encouraged to buy in.
Researchers: Paul Gertler, Sean Higgins, Ulrike Malmendier and Waldo Ojeda
March 4, 2025
When Your Savings Account Is Also a Lottery Ticket
Prize-linked savings accounts can be more enticing to customers than interest rates—and banks like them, too.
Researchers: Paul Gertler, Sean Higgins, Aisling Scott and Enrique Seira
November 1, 2023
How Debit Cards Are Helping Low-Income Households Save—and Benefiting Their Neighbors Too
A federal initiative in Mexico had huge spillover effects.
Researchers: Pierre Bachas, Paul Gertler, Sean Higgins and Enrique Seira
April 1, 2021
