Enrique Seira
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Enrique Seira

When Your Savings Account Is Also a Lottery Ticket

Prize-linked savings accounts can be more enticing to customers than interest rates—and banks like them, too.

Researchers: Paul Gertler, Sean Higgins, Aisling Scott and Enrique Seira

November 1, 2023

Finance & Accounting

How Debit Cards Are Helping Low-Income Households Save—and Benefiting Their Neighbors Too

A federal initiative in Mexico had huge spillover effects.

Researchers: Pierre Bachas, Paul Gertler, Sean Higgins and Enrique Seira

April 1, 2021

Policy